Terms of Service

Last Updated: March 28, 2026

Please read these Terms of Service ("Terms") carefully before using the OptionsWhatIf website or Google Sheets add-on (the "Service") operated by OptionsWhatIf ("us", "we", or "our").

IMPORTANT: OptionsWhatIf is a financial modeling tool for informational purposes only. We are not financial advisors. Trading options involves significant risk.

1. Acceptance of Terms

By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, you may not access the Service.

2. Financial Disclaimer & No Advice

The Service provides mathematical models and data analysis for options trading. We do not provide investment, tax, or legal advice. All calculations are based on user inputs and theoretical models (such as Black-Scholes). Actual market results may vary significantly. You are solely responsible for your own investment decisions.

3. Use of the Service

You agree to use the Service only for lawful purposes and in accordance with these Terms. You are responsible for maintaining the security of your Google account used to access the add-on.

4. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of OptionsWhatIf and its licensors.

5. Termination

We may terminate or suspend access to our Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

6. Limitation of Liability

IN NO EVENT SHALL OPTIONSWHATIF, NOR ITS DIRECTORS, EMPLOYEES, OR PARTNERS, BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM (I) YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SERVICE; (II) ANY CONTENT OBTAINED FROM THE SERVICE; AND (III) UNAUTHORIZED ACCESS, USE OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT.

7. Disclaimer of Warranties

YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. WE EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

8. Governing Law

These Terms shall be governed and construed in accordance with the laws of Oregon, United States, without regard to its conflict of law provisions.

9. Changes

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.

10. Contact Us

If you have any questions about these Terms, please reach out to us via our feedback page:

https://www.optionswhatif.com/feedback